Learn what a purchase APR is, how its rates affect you, and strategies to avoid extra costs on credit cards by paying balances in full before due dates.

A purchase APR is the interest rate your issuer applies to your regular credit card purchases. Other APRs — such as an introductory APR or balance transfer APR — may take precedence over your purchase ...

Holiday shopping bills can pile up fast. Between gifts, decorations and travel costs, Americans often rack up thousands in credit card charges that carry steep interest rates averaging around 22%. A 0 ...

Editor’s Note: This article contains updated information from a previously published story. When you don’t pay your credit card balance in full by the end of the billing statement period, you’ll most ...

Annual percentage rate, or APR, goes a step beyond simple interest by telling you the true cost of borrowing money. For example, the APR you receive when you buy a house takes into account the fees ...

If you've ever bought a car, you know it can be a major financial event. Depending on the type of car you're looking for, you might spend a significant portion of your yearly paycheck. Feeling daunted ...

The APR on consumer credit products, such as personal loans and credit cards, is the official rate which must be used by all lenders under the Consumer Credit Act (1974). Rules laid down by the ...

If your credit card has a variable APR, expect it to fluctuate for a variety of reasons. For example, if you miss a payment or your credit score has dropped, the card issuer may raise your APR. But ...

Use this calculator to see your potential payday loan APR. Payday loans can put your finances at risk, so it’s a good idea to compare alternatives. Use this calculator to see your potential payday ...

A good APR varies based on your creditworthiness and the type of card you have. Many or all of the products on this page are from partners who compensate us when you click to or take an action on ...