A California appeals court has limited the authority of Insurance Commissioner Ricardo Lara to administratively expand the basic coverage provided by the state’ s property insurer of last resort, the ...

John Egan is an experienced personal finance journalist who has written extensively on mortgages and home equity, insurance, credit and credit monitoring, banking, and other personal finance topics.

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

The start of a new year is an ideal time to reevaluate your insurance policies to make sure you are properly covered and ...