Have you ever wondered about the difference between an authorized user and a joint account holder for your credit card? It’s a commonly asked question with a not-so-simple answer — and the details ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

You won’t be affected if your authorized user files for bankruptcy. But if your joint account holder files, you could be. Many or all of the products on this page are from partners who compensate us ...

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert and personal finance writer with nearly two decades of experience in the credit industry. She ...

Being an authorized user on another person’s credit card can help you establish your credit history. Parents might add their children to help launch them into adulthood. Or spouses may share an ...

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Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

With more than 50 million redeemed miles under her belt, Becky Pokora is a rewards travel expert. She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, ...

Authorized users won’t be responsible for any debt, but they may be left without a credit card account. Many or all of the products on this page are from partners who compensate us when you click to ...