The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for financing ...

Promises of reduced debt, low-interest loans and magical fixes to your credit score that are arriving in the mailbox or email box are tempting but be aware of the difference and know which is the best ...

Paul Oster, America's "credit-repair man," shares tips to mitigate holiday debt and start healing your credit after the ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Although managing your daily budget and improving your credit score are things you can do on your own, sometimes we all need a ...

Artificial intelligence is being used to tackle a wide range of problems and tasks, including boosting credit scores. AI tools could possibly answer your general credit-related questions, analyze your ...

A newly-released report shows credit card debt soaring to record levels, with Americans owing more than $1.2 trilling at the end of 2024. The data, released Thursday by the Federal Reserve Bank of New ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to ...

A credit score is a three-digit number that lenders use to predict your behavior as a borrower, including whether you’ll make payments on time. It’s calculated using several factors, such as your ...

Many people overlook valuable credit card perks and strategies that could save them money and boost their rewards. Whether ...

Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this column will help you. First, a brief explanation of a FICO credit ...

Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...