A VantageScore is a type of credit score to help lenders decide your creditworthiness. It’s a scoring model created by the ...

Chad Langager is a co-founder of Second Summit Ventures. He started as an intern at Investopedia.com, eventually leaving for the startup scene. Erika Rasure is globally-recognized as a leading ...

You want to advance your horizon financially by acquiring more things that are not necessarily within your reach. This means you’ll have to consider borrowing. However, before you are lent any money, ...

Carrying a balance on a credit card usually results in paying more for purchases due to interest charges. Credit utilization is an important factor in determining your credit score and is affected by ...

For a three-digit number that's generated by a semi-secret formula, credit scores can have an enormous impact on our lives. An excellent credit score like 780 is like a golden ticket that can open all ...

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Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

When you're browsing personal finance advice, "boosting your credit score" gets all the hype—understandably so, since credit scores are checked when you’re trying to rent an apartment, or a car, or ...

If you're looking for a simple way to potentially boost your credit score, you may want to try the 15/3 credit card payment hack. This popular strategy involves making two payments towards your credit ...