Disability insurance replaces a portion of your monthly income if you suffer a qualifying injury or illness that impacts your ability to work and earn a paycheck. Things like a broken hand, pregnancy, ...

Learn how disability insurance safeguards both your business and your personal finances. Explore key strategies and coverage options to ensure comprehensive protection.

Many employers provide short- and long-term disability insurance for their employees as an important part of their benefits packages. These policies often make an enormous difference in an employee's ...

Discover how much disability insurance you can purchase to protect your income, understand policy limits, and find out how to ensure financial stability if you’re unable to work.

You may think that your financial life is in perfect order. You have a solid plan to reach your goals, including maxed-out retirement savings and enough life insurance to protect your family in case ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

Policygenius offers live advice to help you decide how much coverage you need before you buy. At Policygenius, the mission is to make this a simple, easy process from start to finish. Policygenius' ...

If you're like many people, you buy insurance for your $400 smartphone but fail to insure something worth a lot more: the loss of your future wages if you suffer a long-term disability (LTD), arguably ...

When a person becomes eligible for Social Security Disability Insurance, it's often seen as a financial lifeline. But in some cases, the benefits can create unexpected challenges — especially when ...

Health insurance isn’t the only benefit you need to review during open-enrollment season. Nearly half of large employers expect an increase in disability claims because of complications from COVID-19, ...

I recently blogged about an employer who continued health insurance coverage for an employee on short term disability in contravention of the health plan document. The employer lost its stop-loss ...

Too many times, Anne Huebner's patients opt to use their much-needed therapy appointments to fill out disability applications. It's a daunting process, one that usually doesn't reward her patients ...