Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

A 0% intro APR credit card lets you avoid paying interest on purchases or balance transfers for up to 21 months. This can ...

A credit card authorization key is a secure code used to process transactions, confirming purchases and preventing fraud ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble.

Cash-back credit cards offer cash rewards on the purchases you make. Many come with other perks and features that can save you money on your monthly statement or on interest charges. But with so many ...

Understanding the basics can save you time, money and aggravation and get you on your way to building good credit. Many or all of the products on this page are from partners who compensate us when you ...

Interest rate and APR have different definitions, but are used interchangeably when it comes to credit cards. Essentially, APR is the annualized cost of borrowing money, including interest charges as ...

Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

If a business wants to offset processing fees, you could have to pay a surcharge for using a credit card. However, if you want to avoid this fee, pay with your debit card, cash or check. If the ...

Credit cards are a widely-accepted form of payment which comes with the advantage of consumer purchase protection. Many also offer rewards, travel benefits or 0% interest on balance transfers or ...

To pay down your balance, stop using your card, reevaluate your budget and use a get-out-of-debt option. Many or all of the products on this page are from partners who compensate us when you click to ...

Discover and Bank of America cards as well as some Chase cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from ...