Spending cuts should be made in an above-board way, however, not by tripping up Americans with bureaucratic landmines.

Most Americans think Medicare covers long-term care, the regimen of daily help that many seniors will eventually require. It does not. That basic misunderstanding has retirement experts worried. It ...

Compare Medicaid and long-term care insurance to determine the best coverage for your needs. Understand key differences in ...

A National Advisory Commission on long-term care would be created under a bill introduced Thursday that is intended to provide recommendations to Congress over the next decade. US Sens. Jacky Rosen (D ...

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...

States are stepping up to respond to the need for long-term care services and supports in innovative ways. A panel looked at some of those strategies during the 2025 Harkin Institute Retirement ...

These are the words I hear each morning when my mother stays with us. I start the day by preparing her oatmeal, buttered toast and exactly half a glass of milk — not three-eighths, not five-eighths, ...

Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Needing long-term services and supports poses a significant risk to retirement-income adequacy. LTSS refers to a broad range of services to assist individuals who have trouble with activities of daily ...

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

Isabel O’Brien is an experienced business journalist who specializes in private equity, infrastructure, and financial misconduct. Vikki Velasquez is a researcher and writer who has managed, ...