Goal-based financial planning isn’t a new concept. Neither is diversification. We know that we’ve historically used life insurance as a risk management tool that helps with income replacement during ...

Insurance and financial plans go hand in hand. Used together, they can ensure that clients are not only protected in the event of unforeseen circumstances but also positioned for long-term financial ...

Forbes contributors publish independent expert analyses and insights. Tim Maurer covers how personal finance is more personal than finance. Feb 20, 2022, 07:00am EST Feb 22, 2022, 03:01pm EST This ...

Independent research from Ernst and Young proves that a holistic financial plan that includes life insurance, annuities and investments is objectively better for consumers. However, millions of ...

Issues around financial security are deeply personal, especially when life shifts unexpectedly around you. For me, that moment came when my company relocated me from Hong Kong to New York City. My ...

Independent RIAs, once viewed as outliers where brokerages and private banks held sway, are now power players in wealth management — and their access to smart insurance strategies is only deepening ...

In my conversations with financial planning professionals, a common pain point that is brought up is finding ways to stay connected to clients throughout the year that demonstrate value and are highly ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Set clear, realistic financial goals to guide budgeting and investment decisions. Prioritize budgeting to manage both fixed and variable monthly expenses effectively. Invest regularly in diversified ...

Understand the fundamentals of financial planning, including goal setting, budgeting, investing and risk management to take control of your financial future Written By Written by Staff Senior Editor, ...

Jonathan Ponciano is a financial journalist with nearly a decade of experience covering markets, technology, and entrepreneurship. Suzanne is a content marketer, writer, and fact-checker. She holds a ...

While many advisors split the insurance business into a separate entity, some professional groups still refuse to admit them. They hold the position that any type of commission business disqualifies ...