The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. HO-5 policies offer the broadest coverage of all policy types. Open peril coverage means losses are ...

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Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

There are many factors that affect the cost of home insurance, including your home's specific features, the state you live in and the company you choose. Certain natural disasters, like floods and ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Homeowners insurance is the clear choice for a primary residence. While you’re not legally required to have this policy, most banks mandate it for people who still have mortgages. The decision isn’t ...

Insurance costs are going up. Homeowners face nightmare scenario after major insurance company goes belly-up: 'How do you do ...

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We estimated quotes using four homeowner profiles with various coverage amounts for dwelling, personal property, liability, other structures and more. We also varied the credit scores, the year the ...

Discover how named perils insurance coverage protects your property against specific hazards or events and when to consider ...

Homeowners insurance in New Jersey averages about $1,200 a year for $300,000 in dwelling coverage. That's a lot less than the national average of $2,341, but still an increase of more than 15% since ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...