Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Short-term medical disability insurance replaces a portion of your income if you are temporarily unable to work after a qualifying temporary illness or injury. Eligibility and coverage depend on your ...

Do you have a financial plan if you're sidelined by illness or injury? According to the Social Security Administration, close to one in four 20-year-olds will face a disability that interferes with ...

One of the toughest parts of growing older can be seeing the person you've spent your life with get to the point where they need long-term care. This can be made even more difficult if there is a ...

Today’s work climate is geared toward freelance jobs, which makes it especially important for self-employed people to know how to arrange for their financial needs. One major fear among sole ...

The following information was released by the Independent Institute:. Americans who could have productive work lives instead sit at home sucking from another federal welfare system. A recent job ...

Getting older is a reality of life. And aging will come with costs, both during your life and after you have died. Fortunately, there are ways to prepare for these costs in advance so that you can ...

Critical illness (CI) insurance pays a lump sum if a person is diagnosed with a serious medical condition. It can cover medical and everyday costs not covered by their regular health plan. With CI ...

The employee submitted a claim to Canada Life in November of 2024 for long-term disability benefits, contending she was ...