As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea ...

When you shop for a new credit card, you probably consider rewards, benefits, fees and interest rates. As you compare options, you may also see the term “intro APR.” We’ll explain what an introductory ...

A 0 percent APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late ...

The card's ongoing (and much higher) APR will kick in, and it will apply to any new purchases and unpaid balance from the 0% promo period. Here's how to prepare. Many or all of the products on this ...

Do some math ahead of time, set reminders and have a plan for when the promotion ends to avoid an unpleasant surprise on your statement. Many or all of the products on this page are from partners who ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not ...

You may be able to secure a 0% APR offer by requesting one from your credit card issuer. Offers are generally for balance transfers, but some issuers also offer pay-over-time plans or credit line ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...