You have to spend money to make money, as the old saying goes. But sometimes you have to borrow money to spend money, too. “It’s really the most important legal document that establishes the ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...

A personal loan agreement outlines the terms under which one individual lends money to another; holding both parties legally accountable. When one person is willing to lend money to another person, a ...

Whether you're writing a thank you note for a gift, a favor done by a friend, or for someone's presence, we can all admit that thank you notes are the first thing to be read (and, sadly, thrown away).

Etiquette expert Diane Gottsman explains how to write a proper thank-you note with grace and ease, even if you're not a writer. Even as a writer, however, I struggle with this type of writing.

“Researchers have been making the case for 15 years that expressing gratitude can improve well-being, but we have yet to understand why in practice people don’t walk around in everyday life expressing ...