In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

Forbes contributors publish independent expert analyses and insights. Writes about the future of payments. Small businesses face significant hurdles, particularly when securing essential insurance ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of payments. According to McKinsey, the global commercial insurance market is on the cusp of a digital ...

If you own a business, you probably need insurance. As Luis Rosa, a financial planner with New York City-based Savvy Advisors and founder of Build a Better Financial Future, tells his clients: “The ...

Small business insurance needs aren’t the same for every owner. While “business insurance” is often talked about as a single thing, it usually includes multiple types of small business insurance ...

Insurance is a necessary investment for small businesses as it offers financial protection against various risks and losses that can occur during operations, including third-party injury claims, ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

If you're starting a business, you may already be thinking about business bank accounts, credit cards and other ways to manage your money. But what about ways to protect your money? That's where ...

After payroll, health insurance is the biggest expense for small businesses, and increases in health-care costs tend to hit smaller companies especially hard. For companies with 10 to 199 workers, the ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Gap insurance, or Guaranteed Asset Protection, can help small business owners cover the gap between what your business still owes on your car, truck, trailer or vehicle loan and what your commercial ...

General liability insurance can help protect your business. But too many business owners aren't aware of its full scope, exclusions and hidden nuances and capabilities. And you don't want to be caught ...