Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Strategies for finding the best deal if you have health issues Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance staff writer at Buy Side. Edited By ...

Learn how vanishing premiums in life insurance use policy dividends to pay premiums, and explore key considerations to avoid ...

Underwriting is where the rubber meets the road. It determines the true price of the policy, affects internal rates of return and may justify choosing a carrier that initially looked less competitive.

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

With added costs, confusing terms, and often vague guidelines, whole life insurance isn't always a safe investment, ...