Learn how prior acts coverage protects against claims on past events under liability insurance. Discover retroactive dates and coverage differences.

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Employer’s liability insurance pays an employer’s legal fees if a worker sues after becoming injured or ill on the job.

Discover how buffer layers fill the gap between primary limits and excess insurance, providing essential coverage for large ...