Belinda has written about cars for more than a decade and has various post-graduate degrees majoring in creative writing, research, and literature. She has served as Senior Editor and Section Lead at ...

Credit cards have multiple APRs for different kinds of borrowing. Most common is the purchase APR, which is the interest you are charged for balances you incur from everyday spending. But card issuers ...

Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and business news. Thomas J. Brock is a CFA and CPA with more than 20 years of ...

Use this calculator to see your potential payday loan APR. Payday loans can put your finances at risk, so it’s a good idea to compare alternatives. Use this calculator to see your potential payday ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...

Last month while I was working on a story about the credit-card industry, I realized I didn’t know the APR on my own credit card. As a personal-finance reporter, this felt like a cardinal sin, so I ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert notes "Banks hate risk and always try to avoid it," one expert said. The average APR ...